By the numbers
Lightning
"Lightning struck houses and apartments over 250,00 times in 2006, causing more than $882 in insured damages"
- Insurance Information Institute; http://www.iii.org/media/updates/press.773471/
Identity Theft
"According to the Federal Trade Commission, which operates a nationwide identity theft hotline, there were 45,175 Identity Theft victims reported in California in 2005. California ranked third in the nation behind Nevada and Arizona."
- Office of the Attorney General, State of California
"In 2006 the average fraud amount per case was $6,383 in 2006. As a result, the total one-year cost of identity fraud in the United States was $56.6 billion."
- Better Business Bureau, Inc.; The 2006 Identity Fraud Report
Home Burglary
"In 2005 rented households experienced 192 property crimes per 1,000 households, while homeowners experienced 137 property crimes per 1,000 households. Thus, renters were 40% more likely to experience property crimes than homeowners."
- U.S. Department of Justice's Bureau of Justice Statistics; Trends in Property Crime Victimization 2005
"According to the Federal Bureau of Investigation, the average property loss in a burglary exceeded $1,000 during 2004."
- Federal Bureau of Investigaton
Sixty-two percent of all burglaries during 2004 occured in daylight hours, and almost a third are made without forced entry. Homeowners make the burglar's job too easy.
- National Burglary Prevention Council
"In 2004, burglars entered a rented house, apartment or condominium every 14.7 seconds, making off with valuables worth an average of $1,607 each time."
- Rental Decorating Digest; Sensible Burglary Prevention Measures Start with the Basics
Auto Theft
"Households in rented property had more than twice the rate of motor vehicle theft than those in owned property during 2005."
- Federal Bureau of Investigation; FBI Uniform Crime Report 2005
Street Theft
"The average amount of property stolen from individuals robbed on the street was $1,335 in 2005."
- Federal Bureau of Investigation; FBI Uniform Crime Report 2005
Fire
"Between 1999-2002, there were 114,000 reported home fires associated with cooking equipment every year."
- National Fire Protection Association; NFPA publication, Home Cooking Fire Patterns and Trends July 2006
"Between the years 2002-2004, an annual average of 12,700 clothes dryer fires occurred in residential buildings. These fires were responsible for an estimated $88 million in property loss each year."
- US Fire Administration; USFA Topical Report released 2007, based on National Fire Incident Reporting System (NFIRS)